Home Loans
We're the home of flexible home loan options. We look beyond your credit score to get to know the real you.
Car Loans
With flexible options to manage your repayments, low fees and bonuses for Electric Vehicle (EV) drivers, our car loan options make it easier to get on the road.
Personal Lending
From caravans to consolidating debt, our loan options can help you realise your ambitions.
Commercial Lending
Whether you’re a business that needs help funding your commercial property or equipment, or you’re thinking about leveraging your SMSF to invest in property, we’re here to help.
We're here to help you succeed
Financial Support
Calling from overseas? +61 2 7227 1517
Money Management Resources
Whether you’re confused about refinancing, getting ready for your first auction, or just want to boost your deposit, our resources are here to make sense of all that finance jargon.
Our Awards
We’ve been helping Aussies achieve their lending goals since 2000. We're proud to offer a suite of flexible financial solutions, which have won us several awards over the years. Here are a handful of our recent successes.
Non-Bank of the Year
Non-Conforming Lender of the Year (Home Loans)
Best Specialty Lender
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Best Specialist Loans
What our customers think about us
Great ongoing service
I have been a Home loan customer of Pepper Money for sometime now and one of the things I really like about Pepper is that over the last few years they have worked with me to keep my interest rate competitive. Great customer service!
Best phone call I made all year
I called up to change my address and ask a couple of admin questions and ended up speaking to a mortgage specialist called Mile who was informed, to the point and exhibited exemplary customer service.
Made life easy!
The entire relationship was perfect, the loan was sanctioned Just in time. Documentation was not fussy, and straightforward. Costs were as per the market standard, and though I was worried about the due date for settlement, the process was good and done prior to the deadline.
Fantastic to deal with made everything so easy
I am extremely satisfied with their help and service. The customer service was excellent, and they always kept me informed about the loan process. I will definitely be recommending them to all my family and friends.
Thank you for giving me a chance to have a home for my kids
Excellent customer service. Very grateful to ge customer of pepper. Was given a chance of getting a house loan when other banks would not even look at you been a single mum. a home for my kids.
When the struggle is lifted finally
We had had been refused and knocked back by our big 4 lender several times and even mortgage brokers were reluctant to help us. We never once said we were perfect and new we had some past credit issues but they shouldn't have held us back from reaching our financial goal.
