Ready to get things started?
Find out your indicative interest rate and estimated repaymentsˇ, or even apply online – all from the comfort of your couch.
So tell us, how's your home loan journey coming along?
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Get Your Rate
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Start My Application
What's my interest rate?
Understand what indicative interest rate you may be eligible for. It'll only take a few minutes and won't impact your credit score.
We'll ask about your property, deposit and a few personal details.
Apply for your home loan
In less than 20 minutes, eligible customers with a PAYG income can apply online to refinance or purchase a new property.
If you're self-employed, then submit an online enquiry or call our team on 137 377.
Need a helping hand?
Talk to a real person about your home loan options. Simply request a call back with a Pepper Money home loan expert. We'll aim to get back to you within 1 business day.
How much can I borrow?
If you’re not ready to jump into interest rates just yet, then a first step could be working out how much you might be able to borrow with us. This is based on your income and expenses.
Continue my application
Already started applying for your home loan with us? Great news, you can pick-up where you left off at a time that suits you.
What's my interest rate?
I'm ready to apply
Whatever stage of the home loan journey you're at, we could help
Calculate my borrowing power
Talk to a real person about my options
Resume My Application
Important information
ˇAn indicative interest rate and estimated repayments is not a formal approval for a loan and financial commitments must not be entered into based on it. It is not a suggestion or recommendation of any particular loan product. It is a guide only based on the limited information provided and the credit score obtained. The actual interest rate and fees will depend on the borrower’s circumstances and the information verified during the loan application assessment.
