Neil Culkin

Head of Credit and Settlements -
Mortgages and Personal Loans

With a 20-year career in credit provision, Neil Culkin is Pepper Money’s Head of Credit and Settlements for its Mortgages and Personal Loans division.  As Head of Credit, he has overall responsibility for the Credit and Originations function, he oversees the underwriting and credit control of all consumer finance loan applications and is responsible for updating all lending policies and guidelines. 

Prior to joining Pepper in 2011, Neil worked in various financial institutions including non-bank lender, Resimac, and St George Bank.