5 reasons Pepper Money is one of Australia's
most trusted non-bank lenders

 Last updated: 18 October 2024 |  Estimated read time: 4 Minutes

Strong financial performance, high customer ratings and industry recognition are just a few of the reasons you can trust us as your first-choice non-bank lender.  

At Pepper Money we’re here to help everyday Aussies achieve their financial goals. But you don’t need to take our word for it. Since we first opened our doors in 2000, we’ve grown to become one of Australia’s largest non-bank lenders1, with 492,605 customers2 trusting us to help them with their financial goals.

Here are five reasons we’re one of the leading non-bank lenders.

1. Outstanding financial performance

When you take out a loan with us, you can feel confident that you’re working with one of the most experienced non-bank lenders in Australia. And we don’t just say that – we have the numbers to back it up. Our strong financial performance positions us as one of Australia’s largest listed non-bank lenders, with $19.3 billion in assets under management.

2. Multiple awards and industry recognition

We’re not the only ones out there tooting our horn. We’ve been widely recognised throughout the industry for our service, support and performance with numerous awards, including: 

Non-Bank of the Year

finder secured personal loans award

Secured
Personal Loans Award

5-Star
Sustainable Programs

3. We’re big on giving back

And for us, that means supporting real-life Aussie communities. We’ve partnered with Wests Tigers since 2023 for the NRL and NRLW seasons, helping the coaches prepare their players and teams. This partnership underscores the shared values between Wests Tigers and Pepper Money: diversity, inclusion, teamwork, and cultural community involvement.

Previously we worked closely with one of the AFL’s oldest clubs, St Kilda Football Club, as their Principal Community Partner, as well as the West Sydney Wanders soccer team, the Illawarra Hawks basketball team, and many more.

But that’s not all. Our Pepper Giving program supports underserved members of our community. We assist the Women and Girls’ Emergency Centre (WAGEC) through volunteering and fundraising to help women and families build safer futures. Additionally, we collaborate with Lifeblood Australia, the World’s Greatest Shave, and many other charity partners. If our employees have a cause close to their hearts, they can apply for a financial contribution to the charity of their choice through our Pepper Giving ‘Small g’ Giving program.

4. We’re focused on helping everyday Aussies succeed

We believe everyday Aussies deserve a chance to achieve their financial dreams and we’re here to help make it happen.  Our customer stories showcase the life-changing difference it can make when a lender says yes instead of no. 

5. Customer reviews and ratings

Helping everyday Aussies succeed and providing great service are important to us – and our online reviews reflect this. Don’t just take our word for it. Our customer reviews on Trustpilot and Product Review speak for themselves.

We're here to help

With so many things going for us, it’s easy to see why we’re one of Australia’s biggest non-bank lenders. Our commitment to helping everyday Aussies achieve their financial goals while supporting communities and giving back has led to widespread industry recognition and exceptional customer satisfaction. 

Want to know more about how we can help? Get in touch with a lending specialist

Sources:

1 Half year Financial Statements - 30 June 2024. Closing Assets Under Management at period end 30 June 2024.

2 Half year Financial Statements - 30 June 2024. Cumulative number of customers to 30 June 2024.

Contributor | Sarah Pikardt, General Manager, Marketing and Brand

Sarah joined Pepper Money in 2011 and was appointed General Manager, Marketing and Brand in 2021. She leads the marketing function and strategic development of the brand in Australia and New Zealand, with a focus on improving customer experience. Read more.

Apply for a Pepper Money Home Loan

Want to find out where you stand?

We've got the online tools and calculators to help get your home loan journey underway. Work out how much you may be able to borrow and even quickly find out what indicative interest rate you might be eligible for.

Information provided is factual information only and is not intended to imply any recommendation about any financial product(s) or constitute tax advice. If you require financial or tax advice you should consult a licensed financial or tax adviser.

All applications for credit are subject to credit assessment, eligibility criteria and lending limits. Terms, conditions, fees and charges apply. 

The results of the borrowing power calculator are based on information you have provided and is to be used as a guide only. The output of the calculator is subject to the assumptions provided in the calculator (see 'about this calculator') and are subject to change. It does not constitute a quote, pre-qualification, approval for credit or an offer for credit and you should not enter commitments based on it. The interest rates do not reflect true interest rates and the formula used for the purpose of calculating estimated borrowing power is based on the assumption that interest rates remain constant for the chosen loan term. Your borrowing power amount will be different if a full application is submitted and we complete responsible lending assessment. The results in the calculator do not take into account loan setup or establishment fees nor government, statutory or lenders fees, which may be applicable from time to time. Calculator by Widgetworks.

Pepper Money Personal Loans is a brand of Pepper Money Limited. Credit is provided by Now Finance Group Pty Ltd, Australian Credit Licence Number 425142 as agent for NF Finco 2 Pty Limited ACN 164 213 030. Personal information for Pepper Money Personal Loans is collected, used and disclosed in accordance with Pepper’s Privacy Policy & the credit provider’s Privacy Policy.

Pepper Money Limited ABN 55 094 317 665; AFSL and Australian Credit Licence 286655 (“Pepper”). All rights reserved. Pepper is the servicer of home loans provided by Pepper Finance Corporation Limited ABN 51 094 317 647. Pepper Asset Finance Pty Limited ACN 165 183 317 Australian Credit Licence 458899 is the credit provider for asset finance loans.

Pepper and the Pepper Money logo are registered trademarks of Pepper Group Assets (Australia) Pty Limited and are used under licence.

Get in touch with a Lending Specialist

Tell us about your situation. The more we learn, the better we can help.